Thank You! I had thought about that but wasn't so sure. I looked up the rules on how much they can charge. Honestly, I don't care if I pay the 2.5 or 3.0%, since I need the money now it will be worth it. Thank you so much again. I am probably going to do that at least with the first check. The second I am going to put in the bank. When ever it comes....seeing as though they said it was mailed on Thursday (or it was cut or something), I think they said mailed though. I still haven't got it. I am an obsessive mail checker. The guy at SSA told me to keep checking the mail box should be here anytime, he said keep checking because of it being so big. However, I keep checking and nothing is there, get other mail but not it. Not even here today. Hope that if it did go out that it didn't get stolen or lost.