Thread: HELP w/W.C.!
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Old 08-22-2009, 09:21 PM
SandyRI SandyRI is offline
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Join Date: Dec 2008
Location: Rhode Island
Posts: 1,056
15 yr Member
SandyRI SandyRI is offline
Senior Member
 
Join Date: Dec 2008
Location: Rhode Island
Posts: 1,056
15 yr Member
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Quote:
Originally Posted by nancyinLA View Post
i know i've asked questions before concerning w.c.! Confused : i thought w.c. had 2 wait 4 our dismissal by the dr. in order 4 us 2 go back 2 wk. If ur currently out w/a W.C. injury, what's happening?? i'm 16 mos. out w/RSD from wk injury. do i need 2 eventually secure an attorney??
Dear Nancy,

WC has made my life a living hell at times since my injury almost 3 years ago. The insurance company that is handling my claim is the Hartford, which is reputed to be the worst of the worst. The adjusters are truly evil people. It is beyond my comprehension how they find people with the proper "credentials" to work these jobs, and one can only speculate what their "training" programs might consist of. The adjusters on my account have randomly stopped approving my meds, my pt, my docs, you name it. And they have gone out of their way to frustrate my treating physicians by repeatedly requiring mountains of paperwork from their already overworked staff in order to gain approval for stuff over and over again. They know how to work the system over, and how to torment YOU in the process so that in the end you end up nuts!

I went out on medical leave June 22 for my RSD, 2.5 years subsequent to my injury, and a year subsequent to my initial diagnosis. I just received my first check 2 days ago, almost 8 weeks later. WC randomly denied my claim, even though it had been properly requested by my treating physician and there was sufficient documention in my files. My attorney had to then file a claim for payment, and I eventually had to appear in court in order for them to be ordered to pay me. In the meantime, my family had 2 mortgage payments, our quarterly tax bill, and my daughter's first semester's tuition bill for college due.

I would recommend that you find a REALLY good WC attorney. There are a few threads in here where people talk about how to go about finding one.

The stress of dealing with WC when you already have RSD can you sicker. I found an excellent attorney, who has a wonderful admin asst that I deal with when problems come up (all too often!!).

In the state of RI the insurance company pays all attorney's fees.

Good luck

Sandy

Last edited by SandyRI; 08-23-2009 at 12:18 PM. Reason: editorial corrections
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AintSoBad (08-25-2009), Dew58 (08-22-2009), fmichael (08-25-2009), hope4thebest (08-22-2009), nancyinLA (08-22-2009)