Unfortunately (!!!!!!??) both kids very bright, will go to fairly good colleges ($$$$$$$$) and I can's say no to that. Life has allowed me to be a fairly indulgent parent and while both good, they continue to ask for stuff (kids!!) and are used to getting. I guess we all want our kids to be happy. Fairly "good" colleges- the numbers overwhelm and scare me to death. We are in that place economically where no one can/will help us but can't really afford it ourselves and retirement coming with no employer pension scary too. We'll manage (as always) but will look for help where I can.