I have BEGGED them to allow me to drop the SSDI because as long as I am on it, I am FORCED to take MEdicare as my primary! I have 2 count um, 2 golden policies that will cover anything, and everything, but as long as I am "disabled" the state/feds require me to accept SSDI, and as part of my retirement settlement from state service THEY applied for SSDI for me. It completely messes everything up! It keeps me on the fringe, and locked into a bracket that is limiting to say the least. It doesnt matter how much money I have in the bank, savings, or investments, I am locked into SSDI. I cant refuse it because its tied into my retirement. As long as SSDI pays me X per month, the state can reduce my retirement check by X because that allows the paycheck to match 75% of what my highest earning year average was, and saves them money. Madness! complete madness!

My sister on the other hand, is a layabout crack head who knows how to work the system. (yes, folks she is actually a crack head!) she gets free furniture (good stuff!) from social service programs. free dental free prescriptions, and no copays for anything she gets medically. Her rent is subisdized, and she doesnt have to contribute to it, she gets free oil in the winter, and different agencies drop off free food at her door. She collected welfare for children who were not living with her, and has become a master at turning it on its head. I have an old g/f that works for the county where my sister is a client, and she said that she has a masters degree in SS work, and my sister can put her to shame on knowing exactly how manipulate what is and isnt available. Dont bother turning her in, they show up at her door, and she refuses to let them in. they tack on a "will be back in two weeks" notice on her door. That gives her two weeks to prepare for a "surprise" visit.

The system is broken! My sister is an able bodied, healthy woman, who is collecting for 5 children, even though she has only one eligible and he doesnt live with her. We have elderly eating cat food! Its a huge pet peeve of mine that this system doesnt do enough to help those in real need, and does too much to help those that are simply good at the manipulation game.

I hope you are able to find a way to make it better. I hate the system.