That is what I am hoping is possible. I am totally broke, but if I am approved for SSI and get a settlement, I can afford to pay enough of the taxes to "earn" my 4 lacking credits. I'm not sure if I would automatically get the SSDI I worked for and/or if the "back pay" would be based on SSi or SSDI? My SSDI is quite a bit more monthly than simple SSI. Also, as I mentioned, my daughter would receive a monthly benefit as well for being my dependent.

I just am not certain how this would work???? Would I initially get SSI backpay, pay the taxes for the 4 lacking credits, a few thousand dollars and then start getting SSDI? Would I get back pay for SSI or SSDI at that point? WOuld my child receive back SSDI payments???