Hey Supermoo! Hope your headache goes away soon!

Kelly, I do not qualify for SSDI. We do not have to pay into it as state employees. I have looked at my budget and have figured out that I should be okay. Of course it is hard to figure out the cost a living in the future. Since I paid off all of my credit cards, etc, I am living on a lot less and saving the rest.
Hope you too not feel too down for too long. I had a good cry myself last night.