RW, I'm glad to hear the man and DS are ok. That was either a staged attempt at an accident or a set up for robbery.

Our insurance company recently did a report with one of the tv networks about the staged accidents and how it affects rates for everyone. I see attempts by what I call "accident baiters" almost every time I go out. Most would be minor fender benders, but that one you described would have been a whole lot worse. It's crazy what people will stoop to for money instead of putting effort into a job.