I know what you mean, done this twice. Every year when you get that letter, you know the one that ask you if you had anything left over? Did you say $0? I always said $0 because it took all of their $140 each to support them with school, etc. I never said we saved anything because we didn't. So, if you said $0 on those yearly forms your good to go. I also never had an account in their name.

Now, once they were 18 they got the check until they graduated and they were the the only ones who could cash it. What ****** me off is we were still supporting them but in a weird way we felt like it wasn't our money anymore to use. So, we lost that mini check and of course the boys didn't offer it up. LOL