NOW I know. But I have only one per child yearly "What did you do with money" reports (2x) to complete this last time. This time I know to put zero for monies saved. Don't tell SSDI (the're not reading this are they?) but money saved in a 529 (college coming like a freight train), between life, school, food, Christmas, birthdays, gas, car repairs, etc., think they need to send me some money. Now I know to put zero every report (were yearly or so for me, I didn't pay close attention. I should have.) I will be glad to stop having to account to them I didn't drink the money away. What I think they think makes me feel unclean.