I think the truth is SSDI really does kinda think Parents who take SSDI (like I want MS) are not savers or great parents. I'm prejudiced about the competency of such a government agency to do right with my money I must admit. Yeah, I do consider it MY money, despite what others might think. I think I'm entitled to SS too. It's really not my fault the gov. may not be handling it well. I used to trust them. Not now. (idiots, mumble, mumble)