Allen, like you, I always have this gut feeling that something else is going to go wrong. I can't shake it.

Do your son's have good jobs. My kids have good jobs so they don't even notice how hard things are for the rest of the world. My son-in-law does more so then Susan due to being a boss and laying off some of his men but they still think there is so much money out there that they don't need to save. It's that generation thing.

Pete, I do hope that things start calming down for you this year.

As far as the population explosion, you are right. I believe one of these days there will be a reality check for the world not realizing what's right and wrong in this world today.

Mary, it sounds like you are starting off on the right foot this year. I hope that things do continue to be good for you.

Let's hope that we all start seeing some calmness in our lives this year.

Ada