Yeah, even "good" insurance isn't that good. I had to cough up 3K out of pocket two years in a row between the cancer and the hip replacement, plus the salary I lost from not being able to work during those times. And I'm darn lucky that I could eat those costs, even if it was painful. There are a lot of families in this country that would have lost their homes over that series of hits.

You can say what you want about Canada, France, et. al. but nobody loses their home over illness in those countries.