MK,
Really sorry to hear about the difficulties you're having with insurance - not to mention how crummy it is to be tired and short of breath all the time.

I applaud you're trying to keep every aspect of your life 'going' - but would suggest that a clean house isn't worth a crisis. Pls cut back wherever you can for now - even tho I know it feels like giving in.

I like Annie's suggestion about the 911 recording. I'd like to think if you had it ready...then that would mean you'd never need it!! But I'm supertitious like that -being prepared is like my talisman against trouble!

Pls be as careful as possible MK - - and I do hope things get better for you soon.

Sue