here are the 2006 allowal rates for initial application and reconsideration by state. New Jersey is on of the better states with a 46.6% allowal rate at initial application. Tennesse on the other hand had a 22% allowal rate at initial application. It really depends on what state you live in as you can see from the chart, so you are both right.Ha!.

http://www.ultimatedisabilityguide.c...ial_rates.html