I have read on different forums of people who have accepted Workers' Comp Lump Sums..but had a certain "language" written into their WC agreement to show the Social Security Disabilty Adminstration that their WC settlement was structured as payments over a period of time--the longer the better. What I'm understanding is that this is done so that they have LESS of a SSDI money offset...hence, maximizing their SSDI checks.

Now...to me, accepting a Lump Sum check is just that--a Lump Sum. So how in the world could it possibly be recognized as Structured Payments (as if one is receiving minimized weekly payments from a Workers' Comp Settlement?)