Oh, one other thing I found out is that you can take a lump sum payment from the ins co or you can have the payments spread out and get monthly payments. I never knew about the monthly payments and would have opted for that method. Also, if you are on SSD they consider the lump sum payment as additional income and you will be docked to a lower amount that you would receive each month. See if there is some way you can designate only certain portions for income, health ins, etc. that way SSD won't consider all of it as income and you can still get more SSD each month. Good luck and let us know how you made out.
kathy d