First off congrats on getting some money. In my situation after I won we wnt to our local office and we set up separate accounts for each one of my kids. I have 3 daughters so each one got a 3rd of the monthly benefit deposited into their accounts. This was separate from my monthly benefit. As well as backpay. They got their amount and I got mine. Now that my oldest turned 19 the other 2 girls split the monthly benefit equally.