I get that a grandmother might be reluctant to prosecute....that grandmother SHOULD have to pay the student loan back. It's not the loan company's fault that lil Susie is a criminal, they shouldn't have to eat the cost. Grandma either has to go after Susie for the money or repay the loan herself.

For the record, my grandmother loved me more than life itself, but if I broke the law she would have been the first one to pull me by the ear all the way to the police station, even though she was half my weight and a foot shorter than me.