Dear H4TB,

Do you have personal health insurance? Whenever WC denies my treatments or meds, which is often, I use my United Healthcare. It is a valid claim if it has been DENIED. Usually The Hartford starts playing games when a new doctor or treatment plan is on the horizon. When I switched from using a RI doctor to a Boston doctor last year, the harrassment was severe. And again this year, when an application for ketamine treatments was submitted, the harrassment began again. Meds that I have taken for over a year have been denied at the pharmacy, my lidocaine infusions in Boston have been denied, and of course, the ketamine treatments have also been denied.

So because I dared to dream of maybe getting better with ketamine, I am being punished now by WC by not being approved for ANY medical treatments at all while we wait for the courts to act on my case, which could take weeks or months.

I have also shed many tears over the cruelty of the WC system. My adjuster and her team are truly evil individuals who have wasted an incredible amount of money on legal fees and have caused me enormous suffering. I just don't get it.... There honestly has got to be a better way to run things. Until I got sick I had no idea what "WC" was all about. This is insanity.

If you can, pull out your personal insurance card and just hand it over to keep your plans intact. And let your attorney handle the rest. Try not to get too uptight. And console yourself with the thought that God must have special plans for evil insurance adjusters who prey on older sick people who continue to work in spite of their pain.

Love and peace, Sandy