Originally Posted by SSDIHelp

My understanding is that if you get long term disability benefits they will deduct your SDD allotment from the premium and give you the difference. Lets say your LTD payment was $100 and SDD was $70. LTD would pay you $30.
As for the Feb. 10 date, it seems odd but I don't understand why Binder doesn't want you to contact SSA especially since you're not getting any answers. You don't have to divulge anything to SSA when you call just ask for an explanation of the date chosen for back benefits to start. I have not heard good things about Binder and Binder so it doesn't surprise me thay don't respond.