ok I am going to have to intervene here and ask those members who are turning this into a back and forth of who said what and what is right to please not do this here!

it becomes very very confusing for members who ask a question to follow what is going on when their thread turns into this kind of dispute

we appreciate that their are members who either have legal or personal experience with the system and are trying to be helpful. But having these personal back and forths on a thread isnt helping...it only adds confusion


please, if a member feels someone has posted incorrect information, just post what you believe is correct, without calling each other out this way. It might also be helpful to discuss with each other via PM what you feel is incorrect information and then make edits as needed, or contact us with edits you need done

again we appreciate members giving of their time to add their experienced or expert opinion. But there is going to have to be a balance here please