FYI,

The blood tests for most of the issues listed above cost about $1,000 or more. The analysis by a specialist adds about $500 to $1,000 to that. Insurance companies get big discounts but the uninsured or under-insured have a difficult time getting the providers to allow equivalent discounts.

Almost no insurance companies will pay for hormone replacement therapy (HRT) pharmaceutical costs. They limit coverage to post-menopausal HRT.

Many providers have contracts with Blue Cross/ Blue Shield and similar large insurance companies that limit their ability to discount to cash/under-insured customers. I have run into this problem here in Idaho with my prior health insurance company that only pays 'usual and customary' charges.

Usual and customary often means an average of what doctors will accept from their contracted insurance companies. The unpaid differential has been on my credit report for three years even after my insurance company paid substantially more than Blue Cross, Work Comp, Medicare, or Medicaid routinely pay.

It is unfortunate since HRT can be so helpful for many PCS subjects. The vitamin/supplement/nutritional regimens are much more affordable and do not necessitate a prescription to obtain the majority of the benefit.

So, until you can afford the hormone panels, the nutritional angle is a good start in the right direction.