Sheesh, Kell, I've been paying for part B for 5 years and don't think i've used it that much....what a dummy I am. I guess I didn't realize you had a choice.

You do have a annual deductble of 250.00.

I think if I had it to do over, I'd pay for my own dr. bills???

Ask your Docs if they will reduce your fees, since you won't be subjecting them to the Medicare allowances.