In Massachusetts, for insurance to cover homemaking services , you would also need to require intermittent skilled care.....nursing, PT, or OT for an acute problem (it could be for an acute exacerbation of a chronic problem, but not for a stable chronic problem)

All of the things that you mentioned would be private pay situations.

Driving to IME exams is paid for by my WC, but not transportation to my regular pm, neuro, or other MD appts.