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The worst thing you can do is get examined by a neurologist who does not have a sound understanding of concussion.
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That was one of my concerns.
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Your family doctor is probably very weak in his concussion knowledge. Otherwise, he would understand your need to rest your brain.
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That's why he wants me to see neurologist to see if he says just PCS and it needs time or if there is something he's missing.
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Do you live near an NCAA college? Check with their sport medicine department to find out who does their concussion management.
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I'm only an hour away from University of Kentucky. I think I bookmarked something from there.
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btw. The neuro who wants cash up from knows how long insurance companies take to pay, especially if there is litigation involved.
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Kentucky is a no fault state so my insurance pays the first $10,000 in medical bills and then recovers it from the other company later.
I have read through quite a bit at tbilaw.com and I have an appointment with an attorney in the morning as a precautionary step.