Wish I could help you there I am not good at taxes. We take out the max 25% just to be safe. Then in February we get a little bit back. Hate to have to owe them. I did find out this benefit that all of you may want to look into. When my wife paid our property taxes last month we were told we now qualify for a break because I am on disability. So you may want to check this out. I would talk to someone from H&R Block or some other preparer about how much to take out. Good Luck!