Hi Jenny ~ Pretty much what the other poster said, except you do have a disc protrusion (bulge) at L5-S1, and that can hurt. It's not a herniation yet.
The annular tear can HURT. That fluid is kind of acidic I guess and it is painful. How much it is leaking, it doesn't say.
This isn't an emergency, and I doubt if anyone would operate. I think if I were you, I'd ask for a referral to a pain management specialist and take your report with you so he knows what you have. At pain management, there are alot of conservative options for pain relief. You do NOT want surgery if you don't have to. That should ALWAYS be a last resort!!! You are NEVER the same after surgery, and surgery almost always leads to more and more surgery. Best of luck and God bless. Hugs, Lee