My HMO covered the cost of testing. I had mine tested at Athenia Diagnostics. With the new health care system coming, maybe that changed, but seems to me that Private Health Insurance has as much to gain from genetic testing information as the Pharma companies do. Helping gather information by paying for Genetic testing could pay off for the Private Health Industry Industry Bigtime!! No more paying for Pharma drugs, etc. when the info is used to find cures!!