Mari,
I am sorry with all the other stress you have been under you are now going through this! I do agree that you still need a therapist, maybe not the one you have but at least one. I understand the no insurance thing but is there any way you could work in a once a month session?
Hubby needs therapy!!! I agree with waves that it may need to be you who tell him this but it must be done! I would also tell him that he needs to be committed to the process this time! Tell him the truth that this is what you need because you cannot handle his issues at present.
It seem like both of you are under stress and that just might be escalating things a bit too much.

collinsc