thankfully, the insurance i have let me NOT worry about the cost. I don't know if i dare say what i was resposible for - i'd have to dodge tomatoes.
It also came in handy when hubs needed his angioplasty with stents.

Its about the best benefit we have being retired military. And, now that we have made excellent use of it, makes up for the tiny retirement pay he gets after 24 yrs.