This insurance issue is VERY VERY intriguing!
I can't wait till i get to visit with my Rep this week.....I never would have thought to bring this up if it werent' for you my WONDERFUL peeps!! (HUGE 'thumbs up').....

I can certainly see why this would have the homeowner agents scrambling for answers......I too am having a hard time seeing a connection in how our house is responsible for our units. ?

The LOO! Beleive it or not, I can EASILY see how this happens!
Especially during recovery time after surgery......
The most convenient way for me to carry my 'necessities' (controller, cell phone - so as not to have to go 'running' to try and answer phone while in recovery of surgery)...... was to wear those 'fat pants' I talked about earlier....pockets......yep. And alot of folks do carry their cells and stuff in their pockets ,...or strapped to their waistband/belt....
Pulling ones' pants down to do our potty duties.......things fall out of pockets..............yep......
Seems absolutely absurd, but I've heard of it happening quite a lot.......

Back to the insurance issue......
absolutely incredible ....... this topic takes the cake......
........well...maybe the 'suppository discusson' comes in to a close 2nd.....

You know the saying '2 heads are better than 1'......
Boy is THAT an understatement!!
LOOK what we are coming up with as we ALL put OUR heads together!!
I honestly think we have catipulted ourselves straight into GENIOUS mode~!!