Thanks everyone!!
Cricket - double thanks to you!!! I just called COBRA and you are right! I can get an 11 month extension by sending them a copy of my paperwork when I get it... So I will only be without insurance a few days or up to a month - will have to see how that works out. That was a fantastic tip you gave me... !!!
I feel so blessed! Things have gone so wrong for so long, and I still cannot believe this!
I never buy lottery tickets but I feel like I should go buy a couple!