Thank you all for the help!

I have one big........well,problem though.We have $43,000 in the bank from an inheirtance i received a couple years ago.We have not spent much at all knowing i am unable to work.From what i read this would be a big problem meeting the requirments?

I know i could easily spend that having our old house fixed up some and then apply but this terrifies me again,knowing i am unable to work

Should we take it and play red or black?

Kiddin...any further suggestions?