Thanks lorigood243 for creating this post. I wanted to post here earlier but I'm at a loss for words on top of all the battles and fires I'm putting out. My wife has RSD these past 8 years. We both are going through the worst storms in our lives together of 30 years. We are struggling for her pain relief because we lost our insurance coverage and the bills are pilling up. We are very close to losing our home and are 2 months behind on our mortgage. The banks will not deal with me because my income dropped and do not make enough money. Social Services will not deal with my wife because I make too much money. I've had to come up with several methods to make ends meet with the help of people who know us very well and trust us on our word.

The good news is my wife, for the first time, will go before a SS admin judge this november 2 to acquire her SSDI in which it seems we've been battling for for years and it does look positive. I've filed for a home modification loan today. I also have my congressman looking into my wife's SS case and to push the bank to deal with us on the house. Our loan on the house is several years old. It is not upside down, no second mortgages or liens. We have $250,000 equity on a home in one of the few hot housing markets in the US. The bank knows this and was ready to foreclose within 2 weeks of being 2 months late on the mortgage without talking with us or going through the courts. It seems the banks are grabbing these homes at any excuse, this said by the congressman and his staff who now have a full time rep from his office to deal directly with this bank. The best news is if my wife does not get her benefit, in which she worked for 30 years and paid into, and or the bank does not approve a home loan modification I do have an investor who will back us up on preparing the house for sale quickly.

If we sell the home we will move a few miles from our State to Maryland which has a much better hi-risk Pre-existing condition insurance coverage than our current residence which is terrible to say the least. Sorry about the ranting but like I said said its one fire after another but I believe we will find less stress, very important for those with RSD of course, in a matter of months one way or another. Wish us luck!!!