I don't understand this. What "formula" is being used to determine that the cost of living has not gone up????? Every time I go to the grocery store it's more. Every week - unless I eliminate something from my list - it's just a little bit more. I guess I'll have to give up any and all meat and just become a vegetarian. Not that that's a bad thing. But I'd prefer to make that decision based on my own desire to do so....not my wallet's.