Your husband needs to file a claim. Start online. 800-772-1213. Be thorough. Answer all the questions. Don't expect that the records will necessarily speak for themselves.

There is a five month non-pay waiting period that would run from 8/10-12/10 if he is found disabled as of 7/10. First payment would then come sometime in 1/11. Even if he is found disabled the day you submit the claim. Also, with CVA, DDS will often wait 90 days post stroke for evidence showing how much recovery there has been.

But none of this should stop your husband from filing a claim now.