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Member
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Join Date: Jan 2008
Location: Kansas
Posts: 971
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Member
Join Date: Jan 2008
Location: Kansas
Posts: 971
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I suspect that it's worth it, if you start young, like Dej. Nursing homes can easily cost $5,000 per month. So, even if Dej has spent $25,000+ on coverage, it wouldn't take long to spend that if health care was needed there.
However, I expect that premiums increase dramatically with age, and would not be affordable for someone "entering retirement years", even without MS.
Statistics show that less than 5% of people over 65 reside in nursing homes, and, less than 20% of people over 85 live in nursing homes. I know that I have MS, but even 75% of people with MS do not end up in W/C's. I'm just hoping that I'll be OK without nursing home insurance, because I'm sure it's not possible to get it anymore, with my MS.
~ Faith
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aka MamaBug
Symptoms since 01/2002; Dx with MS: 10/2003; Back in limbo, then re-dx w/ MS: 07/2008
Betaseron 11/2003-08/2008; Copaxone 09/2008-present
Began receiving SSDI 11/2008
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