I know I shouldn't beat myself up, and give that advice to others, but it seems easier said than done.
I'm making short lists and am trying to chip away at the household stuff. The lists may look short, but I'm carrying stuff over from one day to the next.

Right now, it doesn't look like any of the medicare options will help me save any cash. It's all my prescriptions and the coverage gap. I haven't made a solid decision yet, tho.
I'm trying to find out what kind of changes in costs and benefits my husband's company will make to medical insurance in 2011 before I decide.

Thanks Bobby!
Kay