Totally agree about the insurance companies. I had so much trouble with mine, got settlement in the end but they may as well have just kicked me straight it the face it was that pointless! I'm not saying that everyone will have the same experience I had but with brain injuries, insurance companies just dont accept liability without definitive proof, which is impossible in my opinion. I'm not saying everyone should not bother claiming but if it goes on for 13yrs like mine did, it does nothing to aid recovery because of all the extra stress involved and it just keeps the problem going longer. Just keep track of how its making you feel and judge for yourself if claiming is really worth it because there is nothing worse than putting so much effort and emotional energy into something that doesn't turn out quite how you were hoping.