Thank-you Jo*mar and Finz for your response, Finz did you get approved right away or did you have to appeal? I am losing my job at the end of January as I have been off work for 2 yrs(scary feeling), both my neurosurgeon and family doctor signed me off work, but in Ontario all I hear is that all applications are denied the frist time around and I will have to appeal. I really do not know how disability in the US works. Thank-you both again.