does your church have an emergancy fund for members terri? many food banks have funds for utilities.

how long is the money going be taken out of your check? can they spread it out longer?

cable companies won't work with you much. they are considered a luxery. but most utitily companies will. what will help is them knowing that you are employed and telling them the situation, even offering to send them proof of the garnishment.

i helped families through my church years ago. i ran our food bank. you can get ehlp from many churches. you don't have to be a member. most we helped weren't members. it was always a joy to have these people come back later when they were on their feet and make donations.

i know hard it is. but like dahlek said...10 minutes in a warm brain vacation. just to relex. just imagine a warm safe place. it might clear your mind and help you think of other answers.