Interesting you should bring this subject up. I call this a key principle to living life vs. making a living. What do I mean? We see it all the time where people work their butts off and keep saying, "Well, just wait until we retire honey. We'll be able to do all sorts of things then."

The inherent problem with this type of thinking is based on this theory and old saying. "Good things come to those who wait." "Patience is a virtue." It is my observation and experience in this life that the people who subscribe to this thinking will only get "LEFT OVERS" of those who took the initiative and action.

The worse case scenario is the person doing all of the postponement of current benefit and enjoyment of living, ends up dead before they can reap their anticipated rewards of life. Most of the time leaving a family and wife behind.

My sister-in-law is asking my help in changing my brother's miserly penny pinching ways, "for the future," so they may enjoy living now while they are still young and healthy. He just doesn't get it!

My advice to everyone is Carpe Diem! Someday tomorrow will not come whether planned for or not.