Thanks Bizi, I have just paid off the one thing that would show up on my credit report that I know of and I feel much better, like it's going to be okay. I am worried still but paying off the four year old phone bill NOW might help in time to get us in a new place. I am so sick of this gut wrenching anxiety, it was so nice when the beta blocker worked but its too much for my stomach. My blood pressure has been fine too, up and down but not overly high or low so it's better that I take one less med. I am so lucky to have friends here who care and let me vent when I need it. You all are awesome!