You still have the accident and other guy's insurance company to deal with; I worked these claims for almost 30 yrs, the best advise on injury claims is to absolutely wait until you are fully recovered, then wait a good deal longer, generally,the longer you wait, the more anybody is willing to pay you. Companies hate to have these claims waiting around on their books. And are anxious to settle if you wait long enough, say 18 months or more. Save all your medical bills. Check with your agent to see if you have med pay, if so, your company will pay the bills, and subrogate against the other company, to collect everything back from them. But wait to settle. Add up your medical bills and multiply times 4 and that is about the minimium your claim is worth. An attorney will take 1/3, but now you know enough to settle by yourself, and if people start hassling you, threaten to call the insurance commissioner in your state. He has the power to really harmful things to insurance companies, and they do not like to have a complaint filed.