You are very fortunate. You are also very fortunate that your docs appear to accept as payment in full what your BC/BS is willing to pay - in RI, only WC victims are currently able to "afford" the one doc in the state that offers ketamine because the "co-pay" would approximate $1200-$1500 EACH infusion (only low dose outpatient infusions are available). We can "afford" it because its free, after lengthly and stressful WC court battles that result in limited treatment periods of 30, 60 or perhaps 90 days each.

My heart goes out to everyone who reads that simple sentence and feels the pain of knowing that their own health insurance company will likely never treat them the same way - I've been there...