Some of our members over the years have not received that refund. You wouldn't know this, because you are relatively new, and those people are no longer here. (or there on the old venue)
Those on insurance of course would not get a $$ refund at all. That is a clever marketing strategy as well.
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All truths are easy to understand once they are discovered; the point is to discover them.-- Galileo Galilei
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Weezie looking at petunias 8.25.2017
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