I went to see orthopedic doc and he diagnosed as frozen shoulder and gave me a cortisone shot. Now the bad news, I will need physical therapy 2X a week @$25.00 a visit. And it looks like my tax bill will be $2700 for the 2nd installment. I'm being conservative with that estimate not to mention that my dentist bill is over $4k. I have to pay my bills on time cause I want to refinance later this this year. Doesn't the government realize that increasing our taxes in one area, reduces our dollar power to spend and generate revenue in another.