 |
Magnate
|
|
Join Date: Aug 2006
Posts: 2,871
|
|
|
Magnate
Join Date: Aug 2006
Posts: 2,871
|
Quote:
Originally Posted by Just Jacquie
Oh, that's wonderful Di, congratulations! I am so glad your customers (claimants?) have you on their side. I've seen all of those videos on TV of the flooded regions, and the look on those peoples' faces says it all. Believe me, I have been there, and it's AWFUL! 
Kudos to you  !!
Hey, can I ask you a professional question?? My Homeowner's Insurance Claim is still open as they still have to reimburse me for the depreciation of the replacement items I had to buy, including rebuilding the house, which they really low-balled us on. Any ideas - can you shed any light on the process? I mailed the claims adjuster all of my paperwork, including the contract from the builder for the re-building costs, and he received it the Friday right before Irene hit. Haven't heard from him since, is that a good thing or a bad thing?? 
Again, congrats, and be careful driving!! And when the day is done, relax and have a great week-end !  |
Really crashing tonight, the night club was 8 rooms, 6,000 sq ft, walls, floor, ceiling, and all the chairs, tables DJ equip, food, booze, dance floor, even the Disco ball !
Jacquie,
You are likely a victim of an overwhelming amount of claims from Irene and the flooding of Lee. I would make a call if you do not hear anything by mid day on Monday for a staus update. They do not like adjusters that are not prompt. If they can finalize your claim, then get on to the other new ones.
I dislike when insurance companys low ball game, we do not work that way,
As a third party adjuster we give the insurance companys the fair replacement, or fair depreciation. No games.
I don't work the final number crunching, the office has certified adjusters that do that with software they have.
So there is a lot I do not know about the property claims, all new to me. In the field I do the site measurements, document the dmg, inventory's, work the clean up cost, gather reports, out of pocket cost and hire contractors I need to access
when needed. Ex: in a flashback, smoke through the entire mansion in the Pocono's, I needed an HVAC to diagx why it happened.
Gee, I always thought that with a total loss it was the replacement value to rebuild that you carry.
If our home cost $75,000 to build and now it is $135,000 twenty years later; I would still get my policy I carry ins for I think $149,000 to cover the replacement for the structure. I never asked but thought the entire $149,000 came to me? heck, if you wanted to buy a new home instead of rebuilding, wouldn't the check come to do with as you desire?
Contents for my home, I have a set amount...Since doing this job; One thing I do every New Year, take a video of the rooms. If I buy a new appliance or electronic, etc I take a photo of the item and model no., the reciept and warranty's.
I burn a DVD, keep a copy in a safe deposit box, one at my son's.
I am afraid to open the office email. I had three more calls on top of two this weekend to do. Two are total losses from flooding to businesses. Glad it was not someones home.
__________________
.
Pocono area, PA
.
.
.
|