Originally Posted by gday

We are both concern what will happen when I die. I am a payee. We are on dial-up.

I would like to tell the him how to deal with a new payee. Since we are related. Social Security is not picky at sharing a joint account. Which will change-when I die. He has been disabled before he was 18 years old. He will be eligible for survivors from both of us.

He wants to know.
How does the payee pay his bills?
How does he get money to pay for groceries? He does are shopping for us.
Will they allow him money to pay for a credit card payment or will they payee pay them directly?
He does want internet, want to rent dvds, and maybe have cable tv. He is not sure if he wants cable tv.

He really doesn't want a payee when I die but he is afraid he will lose it. He is really good with prepaid debit card, terrible with checking accounts. I do think he could handle one & only one checking account with no overdraft coverage. The reason his is worried about this. I showed him this "If SSA believes your condition has improved to the point that you no longer need a payee, we may reevaluate your eligibility for disability payments." Myself, I notice that this is in direct conflict with this rule. You will only lose your payment if you become substantially gainfully employed.

Currently his receives SSI & SSDI. He will eventually receive SSDI and no SSI in the future. My income does not count, since he is over 18.

Is there any age that he can not have a payee? His disability has not improved but he good with debit cards.

I told him, if he doesn't want a payee move out of the country like to Ecuador. He would still get his SSDI or survivors.

In my opinion the direct express debit card would be a way to reduce who needs a payee. People will have a choice if they want a payee unless they have a legal guardian. Those would still have to have a payee.