"litLove" and "finz"are right on the mark.i just got approved 2months ago.but what i learned is kind of what these 2 said.when i went in for my exam.they also xrayed me and wanted to see my meds and what my doctors said(reports)they took all that into consideration.i have 4 bad dics and fibro in my neck and shoulders.so i could not return to my construction job.also another big factor that plays in all this is one's age.just remember the judge is guided by what the law dictates to him to follow to make his decision.